Looking through various online discussions about personal indulgences recently got me thinking about my own spending habits. Living in one of the world’s most expensive cities certainly makes being frugal a necessity rather than a choice, but there’s something to be said about those little luxuries that make life more enjoyable.

The topic of “treat yourself” purchases sparked quite a debate, and it’s fascinating to see how different people define their splurges. Some opt for simple pleasures like premium toilet paper (and honestly, who can blame them?), while others save up for grand adventures overseas.