Looking at my phone notifications this morning, I spotted the latest ING interest rate announcement. They’re dropping their savings rate to 5.40% from February 28th. While this isn’t exactly shocking news in our current economic climate, it got me thinking about the increasingly complex dance we’re all doing with our banks these days.

Remember when having a savings account was straightforward? You’d deposit money, and the bank would pay you interest. Simple. Now we’re juggling multiple accounts, tracking transaction counts, and planning our spending patterns like some sort of financial choreography.