The latest ABC report on Australia’s deepening baby recession has got me thinking about a conversation that’s been brewing in online forums and coffee shops across the country. The numbers are stark - our birth rate continues to plummet, and the reasons why are both complex and deeply personal.

Reading through the experiences shared by people across Australia, what strikes me most is how this isn’t just about abstract economic policy or demographic statistics. These are real people making incredibly difficult decisions about their futures, often choosing between financial security and the families they’d love to have.